IBPS Common Written Exam (PO/MT) Main 2016 Solved Paper 1000+ MCQ with answer for SSC JHT

1. Who is the mother of R?
A. Q
B. Z
C. Y
D. X
Answer : C

2. Statement: If you trouble me, I will slap you. - A mother warns her child.
Assumptions:
I. With the warning, the child may stop troubling her.
II. All children are basically naughty.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : A

3. Statement: It is desirable to put the child in school at the age of 5 or so.
Assumptions:
I. At that age the child reaches appropriate level of development and is ready to learn.
II. The schools do not admit children after six years of age.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : A

4. From the given options, choose the option that does not fit into the theme of the passage.
A. India recently ratified the Paris Agreement, assuring it a seat at the 55/55 table
B. ratification by at least 55 countries and accounting for at least 55% of global greenhouse gas (GHG) emissions was required for the agreement to come into force
C. where countries will negotiate the mechanisms and provisions under the agreement.
D. There are certain targets India wants to achieve and to achieve that there is a need to allocate mitigating burden among states and also prioritize adaptation efforts.
Answer : D

5. The rate of inflation increases when the purchasing power of money___________ .
A. Decreases
B. Increases
C. Stable
D. Decrease just half
Answer : A

6. A company reduces his employee in the ratio 14 : 12 and increases their wages in the ratio 16:18. Determine whether the bill of wages increases or not and in what ratio.
A. Decreases, 28: 27
B. Increases, 27:28
C. Decreases, 29:28
D. Increases, 28:29
Answer : A

7. Aggregation of risks is somewhat quite new to banks in India. While some banks have started thinking in that line by trying to put integrated limits framework and integrated risk policies as well as using CBS solutions for technological integration, the effort required is beyond such requirement. Risk aggregation would mean aggregating the individual risk measures to decide most appropriate assets class that would contain the risk to the desired level dictated by the risk appetite .Capital allocation (about how much) would be based on such strategies………..
A. Most banks are yet to conceptualize the same in their processes
B. Most banks have already integrated it in their functioning; it is working over the years satisfactorily.
C. Which would in long run prove to be the growth impeding
D. Of risk aggregation which is really a new concept to Indian banks
Answer : D

8. Ashok can row upstream at 8 kmph and downstream at 12 kmph.What is the speed of the stream ?
A. 6 km/hr
B. 3 km/h
C. 2 km/hr
D. 4 km/hr
Answer : C

9. A router is a networking device that forwards data packets and is connected to two or more data lines from different networks. Which among the following was the earliest device which had almost the same functionality as that of a router?
A. Interface Delay Device
B. Interface Traffic Manager
C. Interface Routing Processor
D. Interface Message Processor
Answer : D

10. The total no of male staff in IT and EIE is what % of the total number of staff in these 2 dept ?
A. 44.5%
B. 45.7%
C. 47.5%
D. 45.00%
Answer : C

11. The ratio of the monthly salaries of A and B is in the ratio 5 : 16 and that of B and C is in the ratio 17 : 18. Find the monthly income of C if the total of their monthly salary is ? 1,87,450.
A. ? 66,240
B. ? 72,100
C. ? 62,200
D. ? 65,800
Answer : A

12. Statement : M @ O, O % P, P � N
Conclusion:
I. P � M
II. N @ O
III. N % O
A. Only I is true
B. Ony II is true
C. Both II and III are true
D. Either II or III is true
Answer : D

13. We have in America a collection speech that is neither American, Oxford English, nor colloquial English, but a mixture of all three.
A. motley, an enhancement
B. hybrid, a combination
C. nasal, a blend
D. mangled, a medley.
Answer : B

14. CORPULENT
A. Lean
B. Gaunt
C. Emaciated
D. Obese
Answer : D

15. In the '10th Asia Pacific Screen Awards' who won the Best Actor Award?
A. Rajni Kant
B. Aamir Khan
C. Manoj Bajpayee
D. Anupam Kher
Answer : C

16. Which among the following key can be used as a shortcut to rename a folder in Microsoft Windows 8 and higher versions?
A. F2
B. F4
C. F6
D. F9
Answer : A

17. 20 39 74 ? 262 499
A. 146
B. 169
C. 166
D. 139
Answer : D

18. Which among the following is an important circuitry in a computer system that directs the operation of the processor?
A. Memory
B. Address Bus
C. Accumulator
D. Control Unit
Answer : D

19. The total no of players who participated in all the 3 sports together in the year 2014 was What % of the total no of players who participated in Tennis over all the years together (approx) ?
A. 50%
B. 45%
C. 47%
D. 53%
Answer : A

20. What was/were the reason(s) of drop in savings in financial instruments after 2009?
A. Rise in price level of gold
B. Decrease in real interest rates on savings in financial instruments
C. Investment in physical assets, particularly land
D. Only (a) and (c)
Answer : C

21. Which agency in India provides refinance of export credit?
A. SIDBI
B. NABARD
C. RBI
D. EXIM Bank
Answer : D

22. $\frac{1}{x+4}-\frac{1}{x-7}=\frac{11}{30}$
$\frac{1}{y-3}-\frac{1}{y+5}=\frac{1}{3}$
A. x > y
B. x < y
C. x >= y
D. x = y or relation cannot be established
Answer : D

23. Why is the government providing tax incentive to companies in manufacturing sector?
A. For better infrastructure.
B. For tax deductions on emoluments paid to new employees,
C. To create new job opportunities and to initiate project Make in India
D. to create new job opportunities and to initiate project Standup India.
Answer : C

24. Please select the most appropriate option
A. Although I already knew the answer and he invited me to visit him often, since I just have seen her in the square, I was never determined to yield this point.
B. Although I have already known the answer and he invited me to visit him often but since I just have seen her in the square, I was not determined to yield this point.
C. Although I knew the answer already, and he has often invited me to visit him, since I just have seen her in the square, I am never determined to yield this point.
D. None is true.
Answer : D

25. To make India a cashless economy by pushing cashless transaction, which committee is constituted by the government?
A. Adhyarjuna Committee
B. Amitabh Kant Committee
C. A Ghosh Committee
D. Abid Hussain Committee
Answer : B

26. Statement: Unemployment allowance should be given to all unemployed Indian youth above 18 years of age.
Assumptions:
I. There are unemployed youth in India who needs monetary support.
II. The government has sufficient funds to provide allowance to all unemployed youth.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : A

27. Next day, millions of pilgrims are expected to take dip the Ganga at the holy place.
I. The state government should put a restriction on the number of people that can come to take dip each day.
II. During the next whole day, the state government should deploy personnel to maintain law and order.
A. If only course of action I follows
B. If only course of action II follows
C. If either course of action I or II follows.
D. If neither course of action I nor II follows.
Answer : B

28. The Time Traveler (for so it will be convenient to speak of him) was expounding a recondite matter to us. His grey eyes shone and twinkled, and his usually pale face was flushed and animated. The fire burned brightly, and the soft radiance of the incandescent lights in the lilies of silver caught the bubbles that flashed and passed in our glasses. Our chairs, being his patents, embraced and caressed us rather than submitted to be sat upon, and there was that luxurious after-dinner atmosphere when thought roams gracefully free of the trammels of precision. (_________________).
A. And slowly and steadily, the atmosphere grew stale and lost all the vibrancy it had
B. And he put it to us in this waymarking the points with a lean forefingeras we sat and lazily admired his earnestness over this new paradox (as we thought it) and his fecundity
C. We sat like toddlers do in a nursery, eagerly anticipating the show the Time Traveler would put on for us
D. We sat benumbed by the proceedings, for the radiance of the Time Traveler was unimaginable and unbearable
Answer : D

29. Which e-commerce website has partnered with National Highways Authority of India (NHAI) to enable cashless payments at all national and city toll plazas?
A. Paytm
B. Mobikwik
C. Freecharge
D. Oxigen
Answer : A

30. What does 'GIFT' stand for?
A. Gujarat Institute of Fashion Technology
B. Government of India Foreign Trade
C. Gapping Income Free Of Tax
D. Gujarat International Financial Tech
Answer : D

31. Which of the following is the first micro finance company to start operation as a commercial bank?
A. Oriental Bank of Commerce
B. State Bank of India
C. Reserve Bank of India
D. Bandhan
Answer : D

32. Which among the following is a term representing unit of data storage in computer memory?
A. Pixel
B. Decimal
C. Octet
D. Point
Answer : C

33. Assembly is a _______ based low-level language replacing binary machine-code instructions, which are very hard to remember, it is the classic and uncontroversial example of a low level language.
A. Memory
B. High Level
C. Key
D. Mnemonic
Answer : D

34. If D and F nterchange their places then who among the following is on the immediate left of G?
A. B
B. D
C. H
D. F
Answer : D

35. India has signed a Grant Agreement for Additional Financing in Financing Energy Efficiency at MSMEs Project- Programmatic Framework for Energy Efficiency with ___________.
A. Asian Development Bank (ADB)
B. International Fund for Agricultural Development (IFAD)
C. European Bank for Reconstruction and Development (EBRD)
D. International Bank for Reconstruction and Development (IBRD)
Answer : D

36. Statement : X × W, W @ Z , Z % Y
Conclusion:
I.Y $ W II.Z $ W III.X � Y
A. Only I is true
B. Ony II is true
C. Both I and II are true
D. Both I and III are true
Answer : C

37. Which of the following is/are the reasons of a drag on household savings in India over the last few years?
A. Increasing consumerism
B. Entrenchment of urban lifestyle
C. Easier availability of credit
D. All the above
Answer : D

38. Which of the following is correctly matched?
A. D - Monday
B. C - Tuesday
C. A - Friday
D. E - Wednesday
Answer : D

39. Which cloud is a cloud computing environment that uses a mix of on-premises, private cloud and third-party, public cloud services with orchestration between the two platforms and it is particularly valuable for dynamic or highly changeable workloads?
A. Dynamic Cloud
B. Advance Cloud
C. Hybrid Cloud
D. Sharing Cloud
Answer : C

40. Two persons A and B invested in a business with 115000 and 75000 rupees respectively. They agree that 40% of the profit should be divided equally among them and rest is divided between them according to their investment. If A got 500 rupee more than B, then the total profit is.
A. 3599.34
B. 699.34
C. 3958.34
D. 999.34
Answer : C

41. 14 6 4 4 8 ?
A. 26
B. 32
C. 46
D. 27
Answer : B

42. If the rupee depreciates, how the exporters are affected?
A. They are unaffected
B. They are in loss
C. They are in profit
D. They get credit crunch
Answer : C

43. Ankita borrows ? 7000 at simple Interest from a lender. At the end of 3 years, she again borrows ? 3000 and settled that amount after paying ? 4615 as interest after 8 years from the time she made the first borrowing. What is the rate of interest?
A. 5.5%
B. 9.5%
C. 7.5%
D. 6.5%
Answer : D

44. Please select the most appropriate option
A. If I have enough money I would have backpack around Europe. But unfortunately I was broken.
B. If I have had enough money, I would have done backpack around Europe. But, unfortunately I am broke.
C. If I had enough money I would backpack around Europe. But, unfortunately I am broke.
D. If I have enough money I would backpack around all over the Europe. But unfortunately I am broke.
Answer : C

45. According to 2011 Census figures, which state has recorded the highest sex ratio?
A. Uttar Pradesh
B. Haryana
C. Punjab
D. Kerala
Answer : D

46. Which among the following is a cloud computing platform and infrastructure created by Microsoft?
A. Simple Storage Service
B. Atmos
C. Openstack Swift
D. Azure
Answer : D

47. After a credit card transaction has been authorized by the issuing bank by sending an authorization code to the merchant, the settlement stage of the process begins. Which of the following is a system type used to process such statements?
A. Multitasking
B. Memory Processing
C. Level Processing
D. Batch Processing
Answer : D

48. Which of the following Statements is true with respect to the given information?
A. G lives immediately above the one who owns Apple
B. E lives immediately above C
C. Only three people live between F and the one who owns TOSHIBA.
D. D owns Samsung.
Answer : A

49. Alice Walkers The Temple of My Familiar, far from being a tight, focused Narrative, is instead a cheaper novel that roams freely and imaginatively over a halfmillion
A. traditional , a chronological
B. provocative , an insensitive
C. forceful , a concise
D. focused , an expansive
Answer : D

50. A and B can do a piece of work in 24 and 30 days respectively. Both started the work and worked for 6 days. Then B leaves the work and C joins and the remaining work is completed by A and C together in 11 days. Find the days in which C alone can do the work
A. 80
B. 100
C. 120
D. 130
Answer : C