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Direction.

Select the most appropriate set of words from the given choices to fill in the blanks.

Lack of financing options, __________ with HR and technological __________ , make small and medium enterprises sector the most vulnerable component of our economy.

A. except, loophole

B. coupled, challenges

C. armed, benefits

D. registered, strategies

Please do not use chat terms. Example: avoid using "grt" instead of "great".