Related Questions
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4
Which of the following activities would Small Industries Development Bank of India (SIDBI) undertake under the new rural industrialisation programme? [Bank PO 1994]
1. Consultation in erecting the project
2. Providing marketing assistance and refinance facilities at later stage
3. Running the project during initial stage
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4
Bank rate is the rate at which:
A. a bank lends to the public
B. the Reserve Bank of India lends to the public
C. the Government of India lends to other countries
D. the Reserve Bank of India gives credit to commercial banks
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4
The basic regulatory authority for mutual funds and stock markets lies with the:
C. Securities and Exchange Board of India
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4
The arguments to support opening up of the Insurance sector in India were:
1. It will provide wider choice to customers
2. It will infuse competition and efficiency
3. It will widen the base of long term funds
4. It will improve balance of payments position
Choose the correct answer from:
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4
A crossed cheque is one, which can be encashed only: [IFS 1991]
C. at the State Bank of India
D. after it has been transferred to another person
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4
Bouncing of cheques has become an offence. What is the punishment for the same:
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4
Which of the following is called a 'banker's cheque' ? [CDS 2002]
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4
Open market operations of a Central Bank are sale and purchase of:
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4
If the cash-reserve ratio is lowered by the Central bank, what will be its effect on credit creation?
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4
Which amidst the following rural banks has been named after a river? [NDA 2002]
C. Thar Anchalik Grameen Bank
D. Aravali Kshetriya Grameen Bank
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4
'Sub Prime Lending' is a term applied to the loans made to ___ [Punjab & 5indh Bank 2011]
A. those borrowers who do not have a good credit history.
B. those who wish to take loan against the mortgage of tangible assets.
C. those who have a good credit history and are known to bank since 10 years.
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4
Stock Exchanges play, role in an economy which may be termed as [UBI PO 2010]
B. useful but need strict regulation
C. harmful to proper capital markets
D. a gambling-where many investors get ruined
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4
Which of the following constitute short-term sources of finance for small scale industries?
1. Private money lenders
2. Loans by commercial banks
3. Credit Guarantee schemes
4. National Small Industries Corporation
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4
Which of the following is not an asset held by commercial banks?
B. Current account deposits
C. Credit balances with the Reserve Bank
D. Money lent at short notice
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4
Which of the following is the Banker of the Banks? [Railways 1995]
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4
The main function of the Exim Bank is:
A. to help RBI in the regulation of foreign exchange
B. to prevent unlicensed transaction
C. to promote exports and curtail imports
D. to conserve foreign exchange
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4
The number of Banks nationalised since 1969 is : [PCS 1994]
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4
Who amongst the following was never a Governor of the RBI ? [SBI Associates Clerk 2011]
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4
The system of value added taxation is applicable to:
D. taxes on agricultural income
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4
Which of the following statements regarding Regional Rural Banks (RRB) in India is/are correct ?
1. The basic aim of setting up the RRBs is to develop rural economy.
2. The area of RRBs is limited to a specific region comprising one or more districts.
3. RRBs are sponsored by Commercial Banks.
Select the correct answer using the code given below: [Asstt Commdt 2011]
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4
The place where bankers meet and settle their mutual claims and accounts is known as : [Bank PO 1993]
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4
Consider the following statements:
1. life Insurance Corporation of India is the oldest insurance company in India.
2. National Insurance Company limited was nationalized in the year 1972 and made a subsidiary of General Insurance Corporation of India.
3. Headquarters of United India Insurance Company limited are located at Chennai.
Which of the statements given above are correct? [lAS2006)
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4
Who amongst the following has never held post of the Governor of the RBI? [RBI Grade B Officer 2011]
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4
The difference between a bank and a non-banking financial institution (NBFI) is that: [IAS 1994]
A. a bank interacts directly with customers while an NBFI interacts with banks and governments
B. a bank indulges in a number of activities relating to finance with a range of customers, while an NBFI is , mainly concerned with the term loan needs of large enterprises
C. a bank deals with both internal and international customers while an NBFI is mainly concerned with the finances of foreign companies
D. a bank's main interest is to help in business transactions and saving/investment activities while an NBFl's main interest is in the stabilisation of the currency
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4
In 1921, the Presidency Banks of Bengal, Madras and Bombay were nationalised to give birth to:
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4
'Repo rate' is the rate at which: [CDS 2004]
A. the Reserve Bank of India lends to State Government
B. the international aid agencies lend to Reserve Bank of India
C. the Reserve Bank of India lends to banks
D. the banks lend to Reserve Bank of India
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4
In the world of commodity exchanges-the' concept of A standard contract to buy or sell a specified commodity at a certain date in future and at a market driven price is known as [UBI PO 2010]
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4
A Scheduled Bank is one which is included in the: [CPO SI 2002]
A. II Schedule of Banking Regulation Act
B. II Schedule of Constitution
C. II Schedule of Reserve Bank of India Act
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4
The banks are required to maintain a certain ratio between their cash in hand and total assets. This is called: [IAS 1998]
A. SBRC (Statutory Bank Ratio)
B. SLR (Statutory Liquid Ratio)
C. CBR (Central Bank Reserve)
D. CLR (Central Liquid Reserve)
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4
Nationalisation of banks was done with the purpose of:
A. financing the industries
B. improving credit facilities
C. consolidating the economy
D. improving security of deposits