IBPS Common Written Exam (PO/MT) Main 2016 Solved Paper 1000+ MCQ with answer for IBPS Clerk

1. $\frac{1}{x+4}-\frac{1}{x-7}=\frac{11}{30}$
$\frac{1}{y-3}-\frac{1}{y+5}=\frac{1}{3}$
A. x > y
B. x < y
C. x >= y
D. x = y or relation cannot be established
Answer : D

2. Assembly is a _______ based low-level language replacing binary machine-code instructions, which are very hard to remember, it is the classic and uncontroversial example of a low level language.
A. Memory
B. High Level
C. Key
D. Mnemonic
Answer : D

3. There is a network that can connect networks ranging from small location or area to a bigger range including public packet network and large corporate networks. That network's enterprise allows users to share access to applications, services and other centrally located resources. Its ability for a huge geographical access has transformed networking. Which among the following is that network?
A. SAN
B. CAN
C. LAN
D. WAN
Answer : D

4. The companys sales were low at the beginning of the year. Its sales have picked up in the past few months.
(A) Though the companys sales were low
(B) Despite low sales at
(C) However the companys sales have picked
A. Only (A)
B. Only (A) and (B)
C. All (A), (B) and (C)
D. Only (B) and (C)
Answer : A

5. BSoDs can be caused by poorly written device drivers or malfunctioning hardware, such as faulty memory, power supply issues, overheating of components, or hardware running beyond its specification limits. Which color screen is displayed when encountered a BSOD Error?
A. Red
B. Grey
C. Black
D. Blue
Answer : D

6. SAVANT
A. Glutton
B. Postulant
C. Shrink
D. Pluck
Answer : B

7. Food inflation is touching twenty per cent. The government will have to tighten monetary policy to prevent further rise.
(A) Although food inflation is
(B) With the tightening of monetary
(C) Given that food inflation
A. Only (A)
B. Only (B)
C. Only (C)
D. Only (A) and (B)
Answer : A

8. In Computer programming API is set of subroutine definitions, protocols, and tools for building software and applications. Which among the following is an application programming interface for the programming language Java, which defines how a client may access a database?
A. J2EE
B. JDK
C. JAVA SE
D. JDBC
Answer : D

9. However, it is possible that the non -resident entity may have a business connection with the resident Indian entity. In such a case, the resident Indian entity could be treated as Permanent Establishment of the nonresident entity. ……………During the last decade or so, India has seen a steady growth of outsourcing of business processes by non residents or foreign companies to IT -enabled entities in India. Such entities are either branches or associated enterprises of the foreign enterprise or an independent India enterprise. The nonresident entity or foreign company will be liable to tax in India only if the IT -enabled BPO unit in India constitutes its Permanent Establishment.
A. The tax treatment of the Permanent Establishment in such a case is under consideration
B. How would the profit would be shared is not decided yet?
C. A lengthy and cumber some process requiring a lot of application of mind and revenue principles is ahead for the tax department of India
D. A new trend is seen in last decade.
Answer : D

10. The Maximum City: Bombay Lost and Found was written by _____________.
A. Vikram Seth
B. Suketu Mehta
C. Upamanyu Chatterjee
D. Arundhati Roy
Answer : B

11. Some college students were found guilty of travelling in a local train without tickets.
I. The parents of these students should be contacted and asked to counsel their wards.
II. The students found guilty in such cases should be held behind bars.
A. If only course of action I follows
B. If only course of action II follows
C. If either course of action I or II follows.
D. If neither course of action I nor II follows.
Answer : A

12. Statement : D $ E, E � C, C @ A
Conclusion :
I. C × D
II. A $ E
III. A $ D
A. Only I is true
B. Ony II is true
C. Both I and II are true
D. None is true
Answer : D

13. What does 'GIFT' stand for?
A. Gujarat Institute of Fashion Technology
B. Government of India Foreign Trade
C. Gapping Income Free Of Tax
D. Gujarat International Financial Tech
Answer : D

14. Which of the following does not fall into the functions of Payments Banks?
A. acceptance of demand deposits
B. Internet banking
C. remittance services
D. lending services
Answer : D

15. 6 16 45 184 917 ?
A. 5506
B. 4756
C. 5786
D. 5686
Answer : A

16. Which of the following is true regarding Sardana Singh ?
A. MSD and P.V. Sindhu are immediate neighbours of Sardana Singh
B. Only two people sit between Sardana Singh and P.V. Sindhu
C. Sardana Singh is an immediateneighbour of the person who faces Dipa Karmakar
D. Sardana Singh sits second to left of MSD
Answer : D

17. Which among the following is an important circuitry in a computer system that directs the operation of the processor?
A. Memory
B. Address Bus
C. Accumulator
D. Control Unit
Answer : D

18. The village headman was unlettered, but he was no fool, he could see through the mystery of the businessmans proposition and promptly moved him down.
A. deception, forced
B. naivete, turned
C. potential, forced
D. sophistry, turned
Answer : A

19. Aggregation of risks is somewhat quite new to banks in India. While some banks have started thinking in that line by trying to put integrated limits framework and integrated risk policies as well as using CBS solutions for technological integration, the effort required is beyond such requirement. Risk aggregation would mean aggregating the individual risk measures to decide most appropriate assets class that would contain the risk to the desired level dictated by the risk appetite .Capital allocation (about how much) would be based on such strategies………..
A. Most banks are yet to conceptualize the same in their processes
B. Most banks have already integrated it in their functioning; it is working over the years satisfactorily.
C. Which would in long run prove to be the growth impeding
D. Of risk aggregation which is really a new concept to Indian banks
Answer : D

20. In the Union Budget 2017-18, the MGNREGA allocation is to be ___________
A. Rs. 48,000 crore
B. Rs. 38,000 crore
C. Rs. 56,000 crore
D. Rs. 33,000 crore
Answer : A

21. 14 6 4 4 8 ?
A. 26
B. 32
C. 46
D. 27
Answer : B

22. For the buying and selling of precious metals such as Gold and Silver, the market established is termed as ________ .
A. Capital Market
B. Money Market
C. Bullion Market
D. wholesale cash market
Answer : C

23. The ratio of the monthly salaries of A and B is in the ratio 5 : 16 and that of B and C is in the ratio 17 : 18. Find the monthly income of C if the total of their monthly salary is ? 1,87,450.
A. ? 66,240
B. ? 72,100
C. ? 62,200
D. ? 65,800
Answer : A

24. What is the ratio between the Female population of state UP and the male population of M?
A. 60 : 95
B. 80 : 117
C. 85 : 112
D. 45 : 77
Answer : B

25. $276.75 + 4\% of 678 + \sqrt{0.0169} = ?$
A. 304
B. 124
C. 122
D. 228
Answer : A

26. Who amongst the following faces vacant seat of first row?
A. MSD
B. P.V.Sindhu
C. Mary Kom
D. Sardana Singh
Answer : C

27. Statements : No photo is frame. All frames are sites. Some buckets are photos. Some sites are buckets.
Conclusions:
I. No photo is site.
II. All buckets being frames is a possibility
III. Some sites are photos
IV. Some buckets are frames.
A. All follows
B. Only II and III follow
C. Only II, III and IV follow.
D. Only either I or III follows
Answer : D

28. Though private ferry systems have made going to holy places easy, today many pilgrims died in a stampede while boarding a private ferry.
I. The state government should cancel the licenses of all such private ferry operators.
II. The state government should deploy some people to guide the pilgrims on their journey to the holy place.
A. If only course of action I follows
B. If only course of action II follows
C. If either course of action I or II follows.
D. If neither course of action I nor II follows.
Answer : B

29. Why is the government providing tax incentive to companies in manufacturing sector?
A. For better infrastructure.
B. For tax deductions on emoluments paid to new employees,
C. To create new job opportunities and to initiate project Make in India
D. to create new job opportunities and to initiate project Standup India.
Answer : C

30. Which one of the following is NOT the suggestion considered by the government?
A. To expand the scope of tax deduction to companies that add at least 10% to their workforce in a year.
B. To upgrade and improve employment exchange.
C. To provide incentive to employees who earn less than Rs.6 lakh a year.
D. Tax penalty for high income people.
Answer : D

31. Which e-commerce website has partnered with National Highways Authority of India (NHAI) to enable cashless payments at all national and city toll plazas?
A. Paytm
B. Mobikwik
C. Freecharge
D. Oxigen
Answer : A

32. What is the main objective of the government to create the Union Budget?
A. It should meet the requirements of the society.
B. It should be under some fiscal constraints.
C. It should be growth oriented.
D. It should meet the requirements of a developed country.
Answer : C

33. What is the total population of State J & K ?
A. 11.55 lak
B. 10.65 lak
C. 10.55 lak
D. 9.78 lak
Answer : C

34.Which agency in India provides refinance of export credit?
A. SIDBI
B. NABARD
C. RBI
D. EXIM Bank
Answer : D

35. Out of 6 green ball, 4 blue ball, in how many ways we select one or more balls ?
A. 42
B. 34
C. 31
D. 22
Answer : B

36. Which among the following key can be used as a shortcut to rename a folder in Microsoft Windows 8 and higher versions?
A. F2
B. F4
C. F6
D. F9
Answer : A

37. I. 56×2 + 37x + 6 = 0
II. 66y2 13y 4 = 0
A. if x >= y
B. if x > y
C. if x < y
D. if x <= y
Answer : C

38. Statements: All trees are plants. All houses are trees. Some pots are plants. All tools are plants.
Conclusions:
I. Some plants are not houses
II. Some tools being trees is a possibility
III. All pots are tools is a possibility.
IV. All houses are tools is a possibility.
A. Only III and IV follow
B. Only II, III, and IV follow
C. Only I and IV follow.
D. All follow.
Answer : B

39. Which of the following is true with respect to the given information ?
A. Mary Kom sits exactly between Abhinav Bindra and Dipa Karmakar
B. Sania Mirza faces immediate neighbour of Abhinav Bindra
C. Sathish is an immediate neighbour of Mary Kom
D. P.V.Sindhu faces Vacant seat
Answer : B

40. When is the World Energy Conservation Day celebrated?
A. November 15
B. October 10
C. December 25
D. December 14
Answer : D

41. Ashok can row upstream at 8 kmph and downstream at 12 kmph.What is the speed of the stream ?
A. 6 km/hr
B. 3 km/h
C. 2 km/hr
D. 4 km/hr
Answer : C

42. The rate of inflation increases when the purchasing power of money___________ .
A. Decreases
B. Increases
C. Stable
D. Decrease just half
Answer : A

43. Alice Walkers The Temple of My Familiar, far from being a tight, focused Narrative, is instead a cheaper novel that roams freely and imaginatively over a halfmillion
A. traditional , a chronological
B. provocative , an insensitive
C. forceful , a concise
D. focused , an expansive
Answer : D

44. Two Person P and Q are separated by a distance of 20 meter in west-east direction respectively. Now P and Q start walking in north and south direction respectively and walked for 5 meter. Now P and Q took a right turn and walked 10m each. Now P and Q took left turn and after walking 5 meter both of them stopped. Find the distance between them
A. 15
B. 25
C. 30
D. None of these
Answer : D

45. Which of the following is not a primary function of a bank?
A. Facilitating import of goods
B. Remittance facility
C. Safe custody of articles
D. Foreign Exchange
Answer : A

46. NONDESCRIPT
A. Conducive
B. Discern
C. Tantamount
D. Defined
Answer : B

47. Statement: In order to bring punctuality in our office, we must provide conveyance allowance to our employees. - In charge of a company tells Personnel Manager.
Assumptions:
I. Conveyance allowance will not help in bringing punctuality.
II. Discipline and reward should always go hand in hand.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : B

48. Which of the following Statements is true with respect to the given information?
A. G lives immediately above the one who owns Apple
B. E lives immediately above C
C. Only three people live between F and the one who owns TOSHIBA.
D. D owns Samsung.
Answer : A

49. 56% of 4356 = 76% of 564 + ?
A. 1789
B. 2100
C. 2500
D. 2011
Answer : D

50. China now has more of the world's fastest supercomputers than other countries. Which among the following is a Chinese super computer?
A. BlueGene/Q system
B. Cray XC30
C. Shaheen II
D. Tianhe-2
Answer : D