IBPS Common Written Exam (PO/MT) Main 2016 Solved Paper 1000+ MCQ with answer for SBI Clerk

1. How much per cent of the Indian population have access to internet in India in 2015?
A. 20 percent
B. 23 percent
C. 29 percent
D. 26 percent
Answer : D

2. The Nobel Peace Prize 2016 has been awarded to ______ .
A. Juan Manuel Santos
B. Oliver Hart
C. Bengt Holmstrom
D. Svetlana Alexievich
Answer : A

3. Statement : M @ O, O % P, P � N
Conclusion:
I. P � M
II. N @ O
III. N % O
A. Only I is true
B. Ony II is true
C. Both II and III are true
D. Either II or III is true
Answer : D

4. Statement: You are hereby appointed as a programmer with a probation period of one year and your performance will be reviewed at the end of the period for confirmation. - A line in an appointment letter.
Assumptions:
I. The performance of an individual generally is not known at the time of appointment offer.
II. Generally an individual tries to prove his worth in the probation period.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If both I and II are implicit.
Answer : D

5. Ankita borrows ? 7000 at simple Interest from a lender. At the end of 3 years, she again borrows ? 3000 and settled that amount after paying ? 4615 as interest after 8 years from the time she made the first borrowing. What is the rate of interest?
A. 5.5%
B. 9.5%
C. 7.5%
D. 6.5%
Answer : D

6. Out of 6 green ball, 4 blue ball, in how many ways we select one or more balls ?
A. 42
B. 34
C. 31
D. 22
Answer : B

7. Find the ratio between the no of students participated in Cricket & Football in 2001 to the total no of students participated in Cricket and Tennis in 2004 ?
A. 20 : 17
B. 65 : 63
C. 60 : 43
D. 55 : 52
Answer : B

8. ${(0.0144)}^{1/2} + {(2.5)}^2 = ?$
A. 5
B. 11
C. 6
D. 9
Answer : C

9. What is the difference between the no of players participating in Football in the year 2012 and the no of players participating in Cricket in the year 2015 ?
A. 1000
B. 2000
C. 2200
D. 1700
Answer : B

10. Who amongst the following faces vacant seat of first row?
A. MSD
B. P.V.Sindhu
C. Mary Kom
D. Sardana Singh
Answer : C

11. A slice from a circular pizza of diameter 14 inches is cut in a such a way that each slice of pizza has a central angle of 45°. What is the area of each slice of Pizza(in square inches)?
A. 16.25
B. 19.25
C. 18.25
D. 17.25
Answer : B

12. Find the difference between Male population and Female population in the state WB ?
A. 5.76 lak
B. 4.67 lak
C. 3.69 lak
D. 3.96 lak
Answer : D

13. Which of the following is not a primary function of a bank?
A. Facilitating import of goods
B. Remittance facility
C. Safe custody of articles
D. Foreign Exchange
Answer : A

14. How is household savings related to overall economic growth? Give your answer in the context of the passage?
(A) Overall economic growth is directly related to household savings.
(B) Overall economic growth is inversely proportional to household savings.
(C) There is no specific relationship between overall economic growth and household savings.
A. Only (C)
B. Only (B)
C. Only (A)
D. Either (A) or (B)
Answer : A

15. An inspector is 228 meter behind the thief. The inspector runs 42 meters and the thief runs 30 meters in a minute. In what time will the inspector catch the thief?
A. 19 minutes
B. 20 minutes
C. 18 minutes
D. 21 minutes
Answer : A

16. To release wages under the Mahatma Gandhi National Rural Employment Guarantee Scheme direct and faster, an electronic fund management system has been launched by ____________.
A. State Bank of Hyderabad
B. State Bank of Travancore
C. State Bank of India
D. Oriental Bank Corporation
Answer : B

17. Who among the following sits second to the right of the person who faces the vacant seat ?
A. One who likes Cricket
B. One who likes Boxing
C. Sardana Singh
D. P.V.Sindhu
Answer : B

18. We have in America a collection speech that is neither American, Oxford English, nor colloquial English, but a mixture of all three.
A. motley, an enhancement
B. hybrid, a combination
C. nasal, a blend
D. mangled, a medley.
Answer : B

19. A works at which of the following?
A. Either Google or Apple
B. Either Intel or IBM
C. Google
D. Intel
Answer : C

20. Statement: Unemployment allowance should be given to all unemployed Indian youth above 18 years of age.
Assumptions:
I. There are unemployed youth in India who needs monetary support.
II. The government has sufficient funds to provide allowance to all unemployed youth.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : A

21. Which among the following is a term representing unit of data storage in computer memory?
A. Pixel
B. Decimal
C. Octet
D. Point
Answer : C

22. If the rupee depreciates, how the exporters are affected?
A. They are unaffected
B. They are in loss
C. They are in profit
D. They get credit crunch
Answer : C

23. In the '10th Asia Pacific Screen Awards' who won the Best Actor Award?
A. Rajni Kant
B. Aamir Khan
C. Manoj Bajpayee
D. Anupam Kher
Answer : C

24. The companys sales were low at the beginning of the year. Its sales have picked up in the past few months.
(A) Though the companys sales were low
(B) Despite low sales at
(C) However the companys sales have picked
A. Only (A)
B. Only (A) and (B)
C. All (A), (B) and (C)
D. Only (B) and (C)
Answer : A

25. What was/were the reason(s) of drop in savings in financial instruments after 2009?
A. Rise in price level of gold
B. Decrease in real interest rates on savings in financial instruments
C. Investment in physical assets, particularly land
D. Only (a) and (c)
Answer : C

26. A five digit number is formed with the digits 0,1,2,3 and 4 without repetition. Find the chance that the number is divisible by 5.
A. 3/5
B. 1/5
C. 2/5
D. 4/5
Answer : B

27. A and B can do a piece of work in 24 and 30 days respectively. Both started the work and worked for 6 days. Then B leaves the work and C joins and the remaining work is completed by A and C together in 11 days. Find the days in which C alone can do the work
A. 80
B. 100
C. 120
D. 130
Answer : C

28. Which of the following laptops does E own?
A. TOSHIBA
B. Lenovo
C. DELL
D. Samsung
Answer : C

29. India signed an MoU with which country for strengthening cooperation in the field of Tourism?
A. Tajikistan
B. Turkmenistan
C. Uzbekistan
D. Kyrgyzstan
Answer : D

30. $276.75 + 4\% of 678 + \sqrt{0.0169} = ?$
A. 304
B. 124
C. 122
D. 228
Answer : A

31. Who is Y's husband ?
A. Q
B. P
C. X
D. Can't be determined
Answer : B

32. How many people live between C and the one who owns DELL?
A. Four
B. Three
C. Two
D. Five
Answer : B

33. Which cloud is a cloud computing environment that uses a mix of on-premises, private cloud and third-party, public cloud services with orchestration between the two platforms and it is particularly valuable for dynamic or highly changeable workloads?
A. Dynamic Cloud
B. Advance Cloud
C. Hybrid Cloud
D. Sharing Cloud
Answer : C

34. Aggregation of risks is somewhat quite new to banks in India. While some banks have started thinking in that line by trying to put integrated limits framework and integrated risk policies as well as using CBS solutions for technological integration, the effort required is beyond such requirement. Risk aggregation would mean aggregating the individual risk measures to decide most appropriate assets class that would contain the risk to the desired level dictated by the risk appetite .Capital allocation (about how much) would be based on such strategies………..
A. Most banks are yet to conceptualize the same in their processes
B. Most banks have already integrated it in their functioning; it is working over the years satisfactorily.
C. Which would in long run prove to be the growth impeding
D. Of risk aggregation which is really a new concept to Indian banks
Answer : D

35. Food inflation is touching twenty per cent. The government will have to tighten monetary policy to prevent further rise.
(A) Although food inflation is
(B) With the tightening of monetary
(C) Given that food inflation
A. Only (A)
B. Only (B)
C. Only (C)
D. Only (A) and (B)
Answer : A

36. Which is a feature included in Microsoft PowerPoint software that allows the user to see all the slides in a presentation at one time?
A. Slide Sorter
B. Slide Master
C. Handout Master
D. Slide Header
Answer : A

37. Ashok can row upstream at 8 kmph and downstream at 12 kmph.What is the speed of the stream ?
A. 6 km/hr
B. 3 km/h
C. 2 km/hr
D. 4 km/hr
Answer : C

38. 4x + 2y =8.5, 2x + 4y = 9.5
A. x > y
B. x < y
C. x >= y
D. x <= y
Answer : B

40. Three pipe P, Q and R can fill a tank in 12 minutes, 18 minutes and 24 minutes respectively. The pipe R is closed 12 minutes before the tank is filled. In what time the tank is full?
A. $\left(8\frac{5}{13}\right) hrs$
B. $\left(8\frac{4}{13}\right) hrs$
C. $\left(7\frac{4}{13}\right) hrs$
D. $\left(8\frac{6}{13}\right) hrs$
Answer : B

41. Who among the following have seminar on Friday?
A. I, E
B. H, J
C. B, A
D. D, E
Answer : B

42. Who among the following India's Paralympic athletes has won the title of Gold Javelin F46 in Rio 2016 Paralympic Games?
A. Varun Singh Bhati
B. Deepa Malik
C. Amit Kumar Saroha
D. Devendra Jhajaria
Answer : D

43. After two years, high inflation moderated in the later part of 2011-12 in response to past monetary tightening and growth deceleration. High inflation had adverse consequences on welfare and on saving and investment, particularly household saving in financial assets. The most serious consequence of inflation is …………………… As growth slowed down, in part due to high inflation, it further reduced the welfare of the common man through adverse impact on employment and incomes.
A. its destructive allocation impact on the industries that were lately coming up.
B. its negative impact on the rich and high-profile people.
C. its adverse distributional impact on the poor, people without social security and pensioners.
D. its unfavourable bearing on day to day commodities that are used by the common man.
Answer : D

44. Statement: In order to bring punctuality in our office, we must provide conveyance allowance to our employees. - In charge of a company tells Personnel Manager.
Assumptions:
I. Conveyance allowance will not help in bringing punctuality.
II. Discipline and reward should always go hand in hand.
A. If only assumption I is implicit
B. If only assumption II is implicit
C. If either I or II is implicit
D. If neither I nor II is implicit
Answer : B

45. The total no of players who participated in all the 3 sports together in the year 2014 was What % of the total no of players who participated in Tennis over all the years together (approx) ?
A. 50%
B. 45%
C. 47%
D. 53%
Answer : A

46. SAVANT
A. Glutton
B. Postulant
C. Shrink
D. Pluck
Answer : B

47. However, it is possible that the non -resident entity may have a business connection with the resident Indian entity. In such a case, the resident Indian entity could be treated as Permanent Establishment of the nonresident entity. ……………During the last decade or so, India has seen a steady growth of outsourcing of business processes by non residents or foreign companies to IT -enabled entities in India. Such entities are either branches or associated enterprises of the foreign enterprise or an independent India enterprise. The nonresident entity or foreign company will be liable to tax in India only if the IT -enabled BPO unit in India constitutes its Permanent Establishment.
A. The tax treatment of the Permanent Establishment in such a case is under consideration
B. How would the profit would be shared is not decided yet?
C. A lengthy and cumber some process requiring a lot of application of mind and revenue principles is ahead for the tax department of India
D. A new trend is seen in last decade.
Answer : D

48. Find the average of total no of staff in all the dept ?
A. 103.8
B. 108.3
C. 108.2
D. 108
Answer : C

49. Some college students were found guilty of travelling in a local train without tickets.
I. The parents of these students should be contacted and asked to counsel their wards.
II. The students found guilty in such cases should be held behind bars.
A. If only course of action I follows
B. If only course of action II follows
C. If either course of action I or II follows.
D. If neither course of action I nor II follows.
Answer : A

50. Statements: Some trees are plants. All trees are houses. No plant is pot. All tools are pots.
Conclusions:
I. Some plants are tools is a possibility.
II. All trees are tools is a possibility.
III. No plant is house.
IV. All plants are houses is a possibility.
A. Only I and III follow.
B. Either III or IV follows
C. Only IV follows
D. None follows.
Answer : C