Related Questions
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4
Consider the following statements: [IAS 2004]
1. The National Housing Bank, the apex institution in housing finance in India, was set up as a wholly owned subsidiary of the Reserve Bank of India
2. The Small Industries Development Bank of India was established as a wholly owned subsidiary of the Industrial Development Bank of India
Which of the statements given above is/are correct?
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4
Regional Rural Banks are designed to work in which of the following ideals? [IAS 1988]
A. Work on basics of commercial banks
B. Help the targetted groups
C. Keep lending rates lower than cooperative institutions
D. Work on innovative and adaptive ideals
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4
The basic regulatory authority for mutual funds and stock markets lies with the:
C. Securities and Exchange Board of India
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4
Which of the following is now a punishable offence by a Bank Account holder ? [Bank PO 1990]
A. If a cheque is not crossed
B. If a post-dated cheque is issued
C. If a cheque drawn by him is dishonoured for insufficiency of funds in his account
D. Issuing a cheque without signature
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4
Which of the following statements is/are correct?
1. NIFTY is based upon 50 firms in India.
2. NIFTY is governed and regulated by the Reserve Bank of India.
3. NIFTY does not trade in mutual funds
Select the correct answer using the code given below: [CDS 2012]
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4
EXIM Bank was set-up in :
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4
Which one of the following Public Sector banks' emblem figures a dog and the words 'faithful, friendly' in it ? [CDS 2010]
C. Oriental Bank of Commerce
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4
The main function of the Exim Bank is:
A. to help RBI in the regulation of foreign exchange
B. to prevent unlicensed transaction
C. to promote exports and curtail imports
D. to conserve foreign exchange
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4
Word Bull and Big are associated with which branch of commercial activity? [UP PCS 2002]
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4
Bank rate is the rate at which:
A. a bank lends to the public
B. the Reserve Bank of India lends to the public
C. the Government of India lends to other countries
D. the Reserve Bank of India gives credit to commercial banks
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4
The first Bank established in India was
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4
Which of the following organisations prepare rural credit plans on annual basis for all districts in India, which in turn form the base for annual credit plans of all rural financial institutions? [RBI Grade B Officer 2011]
D. Indian Bank's Association
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4
Among the following, which one is not a credit rating agency operating in India?
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4
The best way, a bank can avoid loss is to :
A. lend only to individuals known to the bank
B. accept sound collateral
C. give only short-term loans
D. lend only to bank's old customers
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4
Consider the following statements:
1. ICICI Bank is the largest private sector bank in India.
2. Postal life Insurance is the oldest life insurance organization in India.
Which of the statements give above is/are correct? [IAS 2005]
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4
In India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities? [CSAT 2011]
D. Microfinance Institutions
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4
Nationalisation of banks was done with the purpose of:
A. financing the industries
B. improving credit facilities
C. consolidating the economy
D. improving security of deposits
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4
If the cash-reserve ratio is lowered by the Central bank, what will be its effect on credit creation?
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4
Which of the following is at the apex of Industrial Finance in India? [UDC 1995]
A. Industrial Finance Corporation
C. Industrial Development Bank of India
D. Industrial Credit and Investment Corporation of India
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4
Which amidst the following rural banks has been named after a river? [NDA 2002]
C. Thar Anchalik Grameen Bank
D. Aravali Kshetriya Grameen Bank
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4
As per the reports published- in various journals and newspapers the 'small borrowers' in rural areas still prefer to take informal route for their credit needs. Which of the following is the 'informal route' of credit in financial sector? [Punjab & Sindh Bank 2011]
B. Loan against gold from financial institute
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4
The primary objective of Unit Trust of India is:
A. to assist the industries in financial difficulties
B. to diffuse the benefit of development among the masses
C. to accumulate funds for public investment expenditure
D. to promote the investment habit among those who have not been able to diversify investment risk
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4
The main difference between shares and debentures is :
A. debentures can only be issued after shares
B. shareholders receive dividend on shares whereas debenture holders receive interest on debentures
C. debentures can be partly converted into shares whereas shares cannot be converted into debentures
D. shareholders are the owners of the company whereas debenture holders are the creditors of the company
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4
Participatory Notes (PNs) are associated with which one of the following?
A. Consolidated Fund of India
B. Foreign Institutional Investors
C. United Nations Development Programme
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4
In the world of commodity exchanges-the' concept of A standard contract to buy or sell a specified commodity at a certain date in future and at a market driven price is known as [UBI PO 2010]
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4
According to the RBI directions, a NBFC (Non-Banking Finance Company) must possess a Net-owned Fund of the amount:
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4
'Sub Prime Lending' is a term applied to the loans made to ___ [Punjab & 5indh Bank 2011]
A. those borrowers who do not have a good credit history.
B. those who wish to take loan against the mortgage of tangible assets.
C. those who have a good credit history and are known to bank since 10 years.
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4
Which of the following is not an asset held by commercial banks?
B. Current account deposits
C. Credit balances with the Reserve Bank
D. Money lent at short notice
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4
The oldest stock exchange of India is :
B. Ahmedabad Stock Exchange
C. Bangalore Stock Exchange
D. Hyderabad Stock Exchange
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4
In India, the bank NABARD does not provide refinance to : [CDS 2002]
A. Scheduled Commercial Banks
D. State Land Development Banks