Punjab National Bank
Syndicate Bank
Oriental Bank of Commerce
State Bank of India
B. Syndicate Bank
A bull is an optimistic operator who first buys and then sells shares in expectation of the price going up; a bear is a pessimistic market operator who sells the shares in expectation of buying them back at a lower price
There is nothing significantly different as both operate in the capital market
Bull is one who first sells a share and then buys it at a lower price; bear means one who first buys and then sells it in expectation of prices going up
A bull is ready to buy any share; a bear only deals in government securities
to assist the industries in financial difficulties
to diffuse the benefit of development among the masses
to accumulate funds for public investment expenditure
to promote the investment habit among those who have not been able to diversify investment risk
II Schedule of Banking Regulation Act
II Schedule of Constitution
II Schedule of Reserve Bank of India Act
None of the above
NABARD-Industrial Loans
IDBI-Short term loans
RBI-Long term finance
RRB-Agricultural finance
SEBI
Reserve Bank of India
Insurance Regulatory and Development Authority
General Insurance Corporation
Hindustan Commercial Bank
Oudh Commercial Bank
Punjab National Bank
Punjab and Sind Bank
Unit Trust of India
The Industrial Development Bank of India
Agricultural Refinance Corporation
Deposit Insurance Corporation
1, 2 and 3
1 and 2, only
2 and 3, only
1 and 3, only
SBRC (Statutory Bank Ratio)
SLR (Statutory Liquid Ratio)
CBR (Central Bank Reserve)
CLR (Central Liquid Reserve)
RBI
SBI
SEBI
ICICI
Punjab National Bank
Syndicate Bank
State Bank of India
Punjab and Sindh Bank
Partners should be less than 20
Partnership and management need not be separate
Internal governance may be decided by mutual agreement among partners
It is a corporate body with perpetual succession
Debentures are sealed bonds acknowledging that money has been borrowed; equity is a shareholder's share voting rights in proportion to his shareholding
An equity shareholder cannot withdraw his amount whereas debentures can be withdrawn by taking back the amount
Equity shareholding is more risky, compared to debentures which are bound to return good interest on the principal
Both debenture and equity holders have the right of voting irrespective of the proportion of holdings but debentures are of lower value than equity
1980
1982
1985
1986
Kota
Nagpur
Lucknow
Panaji
Marketing of bank products
Priority sector lending
Risk Management
All of the above
New Delhi
Mumbai
Nagpur
Kolkata
SIDBI
NABARD
RBI
Indian Bank's Association
Bimal Jalan
Y. V. Reddy
Arup Roy Choudhury
C. Rangarajan
1 only
2 only
3 only
1 and 3
Corporation Bank
Dena Bank
Federal bank
Vijaya Bank
hardly useful
useful but need strict regulation
harmful to proper capital markets
a gambling-where many investors get ruined
those borrowers who do not have a good credit history.
those who wish to take loan against the mortgage of tangible assets.
those who have a good credit history and are known to bank since 10 years.
None of the above
Decrease
Increase
No change
None of these
6 months imprisonment
1year imprisonment
2 years imprisonment
3 years imprisonment
Bills of exchange
Current account deposits
Credit balances with the Reserve Bank
Money lent at short notice
An order from a bank to another bank abroad authorising the payment of a particular amount to a person named in the letter
An unconditional undertaking given by a bank ensuring the payment of a particular amount to the drawee at a given date
Letter by a bank to a person stating the terms and conditions of the loan sanctioned to him by the bank
Statement showing outstanding- deposits and credits of a bank for a particular period
The National Association of Securities Dealers Automated Quotations known as NASDAQ, is an American stock exchange
Nikkei is the stock market index for the Tokyo Stock Exchange
S and P CNX Nifty is the index for 50 large companies on the Bombay Stock Exchange
Hang Seng Indexes record daily changes of the largest companies of the Hong Kong stock market
1, 2 and 3
1, 3 and 4
2 and 4
1 and 3
debentures can only be issued after shares
shareholders receive dividend on shares whereas debenture holders receive interest on debentures
debentures can be partly converted into shares whereas shares cannot be converted into debentures
shareholders are the owners of the company whereas debenture holders are the creditors of the company